/* SCREENSHOT-ALIGNED NERDWALLET-LIKE PATTERN — NOT NERDWALLET'S ACTUAL CSS.
   Derived visually from user supplied screenshot; values are measurements/approximations.
   Hero photograph is NOT distributed. Set --nw-hero-image: url('/path/your-owned-photo.webp'). */
.nw-page {--nw-deep:#006440;--nw-dark:#003e31;--nw-accent:#85d42b;--nw-sky:#eafbf5;--nw-ink:#101e1c;--nw-muted:#495668;--nw-brand:#83c939;--nw-brand-mark:linear-gradient(135deg,#12a65c 0 48%,#b0dd27 48% 67%,#168a41 68%);--nw-bar-start:#00895d;--nw-bar-end:#7bc739;--nw-badge-bg:#a2e22e;--nw-badge-text:#094329;--nw-card-shadow:rgba(19,70,50,.045);--nw-feature-hover:#009563;--nw-feature-link:#07794f;--nw-faq-icon:#007847;color:var(--nw-ink);background:#fff;font-family:Arial,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;}
.nw-container {width:min(1152px,calc(100% - 40px));margin-inline:auto;}
.nw-header {height:80px;background:#fff;position:relative;z-index:12;box-shadow:0 2px 5px rgba(0,0,0,.035);}
.nw-header__inner {height:100%;max-width:1536px;margin-inline:auto;padding:0 24px 0 14px;display:flex;align-items:center;gap:clamp(24px,10vw,175px);}
.nw-brand {display:inline-flex;gap:10px;align-items:center;color:var(--nw-brand,#83c939);text-decoration:none;font-weight:850;font-size:22px;letter-spacing:-1.2px;white-space:nowrap;}
.nw-brand__mark {width:26px;height:26px;display:grid;place-items:center;overflow:hidden;background:var(--nw-brand-mark,linear-gradient(135deg,#12a65c 0 48%,#b0dd27 48% 67%,#168a41 68%));color:white;font-size:18px;clip-path:polygon(0 8%,100% 0,100% 96%,0 100%);}
.nw-menu {display:flex;gap:17px;align-items:center;overflow-x:auto;scrollbar-width:none;}
.nw-menu::-webkit-scrollbar{display:none;}
.nw-menu a{font-weight:750;font-size:15.5px;text-decoration:none;color:#080f18;white-space:nowrap;line-height:80px;position:relative;}
.nw-menu a[aria-current="page"]::after,.nw-menu a:hover::after {content:"";position:absolute;bottom:20px;left:0;right:0;height:2px;background:#bfc2c4;}
.nw-toggle{display:none;border:1px solid #ccd8d0;border-radius:8px;background:#fff;padding:8px 12px;margin-left:auto;}
.nw-hero {min-height:540px;position:relative;overflow:hidden;color:#fff;background:linear-gradient(90deg,var(--nw-deep,#006342) 0%,var(--nw-deep,#006342) 40%,var(--nw-dark,#003e31) 100%),var(--nw-hero-image,linear-gradient(125deg,var(--nw-deep,#006342),var(--nw-dark,#003e31)));background-position:center,right center;background-repeat:no-repeat;background-size:cover;}
.nw-hero::before {content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.45) 0%,rgba(0,0,0,.08) 70%);pointer-events:none;}
.nw-hero__stage{width:min(1152px,calc(100% - 40px));margin:0 auto;position:relative;min-height:540px;display:flex;align-items:flex-start;padding:71px 32px 95px;}
.nw-hero__content {max-width:650px;margin-left:clamp(0px,calc((100vw - 1130px)/2),152px);position:relative;z-index:1;}
.nw-hero h1{font-size:clamp(35px,3.4vw,52px);line-height:1.08;font-weight:800;letter-spacing:-1.75px;margin:0 0 20px;max-width:680px;}
.nw-hero h1 strong{color:var(--nw-accent,#85d42b);font-weight:850;}
.nw-hero__lead {font-size:20px;line-height:1.5;font-weight:450;margin:0 0 25px;}
.nw-search {width:min(566px,100%);border-radius:9px;overflow:hidden;box-shadow:0 5px 18px rgba(0,0,0,.09);}
.nw-search__row {height:69px;display:flex;align-items:center;gap:8px;background:#fff;color:#45536b;padding:0 12px 0 16px;}
.nw-search input {flex:1;min-width:0;border:0;outline-offset:5px;padding:10px 0;color:#273340;font-size:16px;background:transparent;}
.nw-search__send {border:0;border-radius:7px;width:39px;height:39px;background:#f4f6f7;color:#8a969c;font-size:19px;}
.nw-search__bar{height:42px;background:linear-gradient(95deg,var(--nw-bar-start,#00895d),var(--nw-bar-end,#7bc739));display:flex;align-items:center;padding:0 15px;font-size:18px;font-weight:900;letter-spacing:-.9px;}
.nw-search__bar small{font-size:10px;background:var(--nw-badge-bg,#a2e22e);color:var(--nw-badge-text,#094329);border-radius:3px;padding:2px 4px;margin-left:4px;font-weight:800;}
.nw-categories {position:relative;z-index:3;margin-top:-73px;margin-bottom:75px;}
.nw-categories__shell {background:var(--nw-sky,#eafbf5);border-radius:17px;padding:32px;}
.nw-category-grid {display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px;}
.nw-category {position:relative;text-decoration:none;text-align:center;min-width:0;min-height:224px;padding:23px 17px 22px;background:#fff;border:1px solid #eff2ef;border-radius:15px;box-shadow:0 8px 22px var(--nw-card-shadow,rgba(19,70,50,.045));display:flex;flex-direction:column;align-items:center;transition:transform .2s,box-shadow .2s;}
.nw-category:hover{transform:translateY(-4px);box-shadow:0 15px 25px var(--nw-card-shadow,rgba(20,70,50,.1));}
.nw-category__arrow {position:absolute;top:16px;right:17px;font-size:16px;color:#889197;}
.nw-category__icon {height:82px;display:grid;place-items:center;font-size:53px;filter:saturate(.8);}
.nw-category h2{font-size:18px;letter-spacing:-.45px;line-height:1.3;margin:9px 0 5px;font-weight:800;}
.nw-category p{color:#586475;font-size:14px;line-height:1.55;margin:0;max-width:172px;}
.nw-content{padding:0 0 65px;}
.nw-content h2{font-size:28px;letter-spacing:-.7px;}
.nw-content__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.nw-feature{border:1px solid #dbe7dc;border-radius:12px;padding:25px;background:white;text-decoration:none;}
.nw-feature:hover{border-color:var(--nw-feature-hover,#009563);}
.nw-feature h3{font-size:20px;margin:0 0 12px;}
.nw-feature p{color:#4f6060;font-size:15px;line-height:1.6;}
.nw-feature span{color:var(--nw-feature-link,#07794f);font-weight:700;text-decoration:underline;}
.nw-faq {max-width:850px;margin:50px 0;}
.nw-faq details{border-bottom:1px solid #cad9d0;padding:17px 0;}
.nw-faq summary{cursor:pointer;font-weight:750;list-style:none;display:flex;justify-content:space-between;gap:15px;}
.nw-faq summary::after{content:'+';font-size:22px;color:var(--nw-faq-icon,#007847);}
.nw-faq details[open] summary::after{content:'−';}
.nw-faq p{font-size:15px;line-height:1.8;color:#4e5b58;}
.nw-footer{padding:35px 0;background:#f5f8f4;color:#41574e;font-size:14px;}
@media(max-width:1200px){.nw-header__inner{gap:30px}.nw-menu{gap:13px}.nw-menu a{font-size:14px}.nw-hero__content{margin-left:7vw}.nw-category-grid{grid-template-columns:repeat(4,minmax(0,1fr));}}
@media(max-width:900px){.nw-header{height:auto;min-height:68px}.nw-header__inner{min-height:68px;flex-wrap:wrap;gap:0;padding:0 18px}.nw-toggle{display:inline-block}.nw-menu{display:none;order:2;width:100%;padding:10px 0 16px;flex-direction:column;align-items:stretch;overflow:visible}.nw-header[data-open="true"] .nw-menu{display:flex}.nw-menu a{line-height:1.4;padding:9px 4px}.nw-menu a::after{display:none}.nw-hero__content{margin-left:2vw}.nw-category-grid{grid-template-columns:repeat(3,minmax(0,1fr));}.nw-categories__shell{padding:22px}}
@media(max-width:650px){.nw-container,.nw-hero__stage{width:min(100% - 28px,1152px)}.nw-hero,.nw-hero__stage{min-height:480px}.nw-hero__stage{padding:64px 7px 110px}.nw-hero__content{margin-left:0}.nw-hero h1{font-size:clamp(32px,8vw,45px);letter-spacing:-1.2px}.nw-hero__lead{font-size:16px}.nw-search__row{height:61px}.nw-categories{margin-top:-58px}.nw-categories__shell{padding:14px;border-radius:14px}.nw-category-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.nw-category{min-height:175px;padding:15px 7px}.nw-category__icon{height:60px;font-size:38px}.nw-category h2{font-size:15px}.nw-category p{font-size:12px}.nw-content__grid{grid-template-columns:1fr}.nw-category__arrow{top:8px;right:10px}.nw-content h2{font-size:24px}}
@media(max-width:350px){.nw-category-grid{grid-template-columns:1fr}.nw-category{min-height:125px}.nw-category__icon{height:42px}.nw-categories__shell{padding:10px}}