:root{--site-blue:#1462c4;--site-navy:#0b2545;--site-teal:#0f766e;--site-ink:#17263c;--site-muted:#4b5c71;--site-line:#dfe5ed;--site-bg:#f7f9fc;font-family:Pretendard,'Noto Sans KR',system-ui,sans-serif;color:var(--site-ink)}
html{scroll-behavior:smooth}body{margin:0;background:var(--site-bg);word-break:keep-all;overflow-wrap:anywhere}button,input,select,textarea{font:inherit}a,button{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #e6a423;outline-offset:3px}h1,h2,h3,p,li{min-width:0}main{min-height:55vh}h2[id],section[id],div[id]{scroll-margin-top:110px}
.nw-page{--nw-deep:#0b2545;--nw-dark:#071a36;--nw-accent:#70d7e6;--nw-sky:#ebf5fb;--nw-brand:#1462c4;--nw-brand-mark:linear-gradient(135deg,#1462c4 0 48%,#46c5dc 48% 67%,#0f447b 68%);--nw-bar-start:#1462c4;--nw-bar-end:#14a4bb;--nw-feature-link:#1462c4;--nw-feature-hover:#104e9c}
.br-page{--br-hero-bg:#0b2545;--br-hero-accent:#70d7e6;--br-insight-border:#1462c4;--br-figure-start:#dceefb;--br-figure-end:#bedef1;--br-link:#1462c4}
.nw-brand,.site-brand{font-weight:800;letter-spacing:-.06em;white-space:nowrap;color:#1454a0;text-decoration:none}.nw-brand{color:#1454a0}.nw-brand__mark,.site-brand__mark{display:inline-grid;place-items:center;width:30px;height:30px;margin-right:9px;color:#fff;background:linear-gradient(135deg,#1462c4,#0f766e);font-size:20px;transform:skew(-8deg)}
.site-header{background:#fff;position:relative;z-index:10;border-bottom:1px solid var(--site-line)}.site-header__inner{max-width:1310px;min-height:76px;margin:auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:28px}.site-brand{font-size:22px;display:flex;align-items:center}.site-menu{display:flex;align-items:center;gap:29px}.site-menu a{color:var(--site-ink);font-size:15px;font-weight:700;text-decoration:none;padding:24px 0}.site-menu a:hover,.nw-menu a:hover{color:var(--site-blue)}.site-toggle{display:none;background:#fff;color:var(--site-navy);border:1px solid var(--site-line);border-radius:8px;padding:9px 12px;min-height:44px}
.eyebrow{display:inline-block;color:#176c82;font-weight:800;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px}.eyebrow--light{color:#c8eaf5}.nw-hero{min-height:575px}.nw-hero__stage{min-height:575px}.nw-hero__content{max-width:790px}.nw-hero h1{max-width:850px}.nw-hero h1 strong{color:#70d7e6}.nw-search{margin-top:29px}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-top:24px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;border:2px solid var(--site-blue);border-radius:8px;background:var(--site-blue);color:#fff!important;text-decoration:none!important;font-weight:800;padding:10px 17px;cursor:pointer;line-height:1.3}.button:hover{background:#0c4e9f}.button--light{color:#07365e!important;background:#fff;border-color:#fff}.button--light:hover{background:#eaf6fd}.button--outline-light{background:transparent;border-color:#bbdfeb;color:#fff!important}.button--outline-light:hover{background:#163c62}.button--ghost{background:#fff;color:var(--site-blue)!important;border-color:#b5cee9}.button--ghost:hover{background:#eaf3ff}.text-link-light{color:#fff;font-weight:800;padding:12px;text-underline-offset:4px}.nw-category__icon{color:#1462c4;font-weight:900}.sixth-situation{display:block;margin:16px auto 0;padding:12px;text-align:center;color:#0e4d8d;font-weight:750}.home-content{padding-bottom:70px}.home-section{margin:85px 0}.section-head{max-width:790px;margin-bottom:28px}.section-head h2{font-size:clamp(28px,3vw,39px);line-height:1.2;letter-spacing:-.045em;color:var(--site-navy);margin:0 0 12px}.section-head p{font-size:17px;line-height:1.7;color:var(--site-muted);margin:0}.decision-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.decision-grid article,.update-grid article{background:#fff;border:1px solid var(--site-line);border-radius:16px;padding:24px;box-shadow:0 10px 35px rgba(11,37,69,.04)}.decision-grid b{color:var(--site-blue);font-size:13px}.decision-grid h3,.update-grid h3{margin:12px 0;color:var(--site-navy)}.decision-grid p,.update-grid p{color:var(--site-muted);line-height:1.65;margin:0}.flow-list{list-style:none;counter-reset:flow;display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:9px;padding:0}.flow-list li{counter-increment:flow;background:#fff;border:1px solid var(--site-line);border-radius:12px;padding:17px 12px;font-weight:700;font-size:14px;line-height:1.45}.flow-list li::before{content:counter(flow,decimal-leading-zero);display:block;color:var(--site-blue);margin-bottom:17px}.more-link{display:inline-block;font-weight:800;margin-top:20px;color:var(--site-blue)}.topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.topic-card{background:#fff;padding:23px;border-radius:14px;border:1px solid var(--site-line);text-decoration:none;color:var(--site-ink);box-shadow:0 7px 20px rgba(11,37,69,.035)}.topic-card:hover,.guide-card:hover{border-color:var(--site-blue);transform:translateY(-2px)}.topic-card>span{float:right;color:var(--site-blue)}.topic-card h3{font-size:19px;margin:0 0 8px}.topic-card p{color:var(--site-muted);line-height:1.6;font-size:14px;margin:0 0 12px}.topic-card small{color:var(--site-blue);font-weight:700}.update-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.source-list{display:flex;flex-wrap:wrap;gap:12px 25px;list-style:none;padding:0;margin-top:25px}.source-list a{color:var(--site-blue)}.search-results{background:#fff;border:1px solid var(--site-line);padding:24px;border-radius:14px;margin-bottom:20px}.search-results a{display:block;color:var(--site-blue);padding:10px 0;border-bottom:1px solid var(--site-line)}
.br-editorial-hero h1{font-family:Pretendard,'Noto Sans KR',system-ui,sans-serif;font-size:clamp(34px,3.8vw,52px);line-height:1.22;letter-spacing:-.04em}.br-editorial-main{color:var(--site-ink)}.br-editorial-main p,.br-editorial-main li{color:#384b63;line-height:1.8}.br-editorial-main h2{font-family:Pretendard,'Noto Sans KR',system-ui,sans-serif;letter-spacing:-.04em;color:var(--site-navy)}.br-editorial-main h3{color:var(--site-navy)}.br-editorial-main a{color:var(--site-blue)}.br-editorial-main .button{color:#fff!important;text-decoration:none!important}.br-editorial-main .button--ghost{color:var(--site-blue)!important}.br-data-table td,.br-data-table th{vertical-align:top;white-space:normal!important;text-align:left!important}.br-data-table caption{caption-side:top;text-align:left;padding:10px 16px;color:var(--site-muted);font-weight:700}.br-toc ol{padding-left:21px}.br-toc a{display:block;min-height:44px;padding:10px 0;line-height:1.55}.br-disclosure{display:block;line-height:1.6}.br-disclosure a{color:var(--site-blue)}.article-body>p:first-child{font-size:20px;color:var(--site-ink);font-weight:650}.article-body>p:nth-child(2){background:#eef7ff;border-left:4px solid var(--site-blue);padding:17px 19px;border-radius:0 9px 9px 0}.article-body ol{padding-left:25px}.article-body ol li{margin:9px 0}.article-body h3{font-size:21px}.article-body table{min-width:630px}.article-body table td{min-width:150px}.article-body>table{display:block;overflow:auto}
.guide-list{display:grid;gap:12px}.guide-card{display:block;text-decoration:none!important;background:#f7fbff;border:1px solid #cddff1;border-left:5px solid var(--site-blue);border-radius:10px;padding:19px 22px;color:var(--site-ink)!important;transition:transform .15s,border-color .15s}.guide-card strong{display:block;color:#143a62;font-size:18px;margin-bottom:7px}.guide-card span:not(.tool-number){display:block;color:#4b5c71;line-height:1.55;text-decoration:none}.guide-card small{display:block;margin-top:8px;color:var(--site-blue)}.related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.tool-number{color:var(--site-blue);font-size:13px;margin-right:7px}.source-note{font-size:14px!important;background:#f4f7fb;padding:14px 18px;border-radius:8px;margin-top:30px!important}
.ad-placement{clear:both;margin:55px 0;padding:18px 16px 22px;border-top:1px solid #e7ebf0;border-bottom:1px solid #e7ebf0;min-height:130px;background:#fafbfc}.ad-label{display:block;font-size:12px;color:#607084;margin-bottom:13px;text-align:center}.adsbygoogle{min-width:0}
.tool-app{margin:24px 0 40px}.tool-form{border:1px solid var(--site-line);background:#f7fbff;border-radius:16px;padding:25px}.tool-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:21px}.tool-field{min-width:0}.tool-field label{display:block;font-weight:750;font-size:15px;color:var(--site-ink);margin-bottom:8px}.tool-field label span{color:#a44816}.tool-field input,.tool-field select,.tool-field textarea{width:100%;min-height:52px;border:2px solid #8a9eb8;border-radius:9px;background:#fff;color:var(--site-ink);font-size:16px;padding:10px 13px}.tool-field textarea{min-height:100px}.tool-field small{display:block;margin-top:5px;color:#52647a;line-height:1.5}.tool-actions{border-top:1px solid var(--site-line);margin-top:26px;padding-top:23px;display:flex;gap:10px;flex-wrap:wrap}.tool-error{background:#fff4ed;border-left:4px solid #a44816;color:#813a13;padding:13px 15px;margin:14px 0}.tool-result{margin:35px 0 0;border:2px solid #9dc7e8;background:#fff;border-radius:16px;padding:25px}.tool-result h2{font-size:27px;margin:0 0 10px}.tool-result__summary{font-size:18px!important;color:var(--site-ink)!important}.tool-result .br-data-table{min-width:420px}.tool-result__next{padding-left:23px}.tool-result__text{white-space:pre-wrap;background:#f3f6fa;border:1px solid var(--site-line);border-radius:8px;padding:17px;font-size:14px;line-height:1.6;overflow:auto}.tool-result__actions{display:flex;flex-wrap:wrap;gap:9px;margin-top:20px}.tool-notice{font-size:14px!important;color:#52647a!important;margin:18px 0 0!important}.tool-feedback{font-size:14px!important;color:#1462c4!important;margin:9px 0 0!important}
.site-footer{background:#0b2545;color:#dce9f7;margin-top:80px;padding:55px 24px}.site-footer__inner{max-width:1200px;margin:auto;display:grid;grid-template-columns:minmax(0,2fr) minmax(240px,1fr);gap:60px}.site-footer strong{font-size:23px;color:#fff}.site-footer p{line-height:1.7;max-width:700px}.site-footer small{color:#b9cde0}.site-footer a{color:#dce9f7;text-underline-offset:3px}.site-footer nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-content:start;gap:10px 18px}.site-footer nav a{font-size:14px}
@media(max-width:1100px){.decision-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.flow-list{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:900px){.site-header__inner{min-height:68px;flex-wrap:wrap;padding:0 17px}.site-toggle{display:inline-flex;align-items:center}.site-menu{display:none;flex-basis:100%;flex-direction:column;align-items:stretch;gap:0;padding-bottom:12px}.site-header[data-open=true] .site-menu{display:flex}.site-menu a{padding:12px;border-top:1px solid var(--site-line)}.topic-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.nw-hero,.nw-hero__stage{min-height:600px}.hero-actions{align-items:stretch}.hero-actions .button{flex:1 1 100%}.flow-list{grid-template-columns:repeat(2,minmax(0,1fr))}.site-footer__inner{grid-template-columns:1fr;gap:30px}.home-section{margin:64px 0}.br-editorial-layout{margin-bottom:0}.br-editorial-side{padding-bottom:20px}}
@media(max-width:560px){.nw-hero,.nw-hero__stage{min-height:650px}.nw-hero__stage{padding-top:45px}.nw-hero h1{font-size:33px}.nw-category__icon{font-size:30px}.decision-grid,.topic-grid,.update-grid,.related-grid,.tool-fields{grid-template-columns:1fr}.tool-form,.tool-result{padding:18px}.tool-actions .button{flex:1 1 100%}.tool-result__actions .button{flex:1 1 100%}.br-editorial-hero h1{font-size:31px}.br-editorial-main{padding:27px 18px}.site-footer nav{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media print{.site-header,.site-footer,.br-editorial-side,.ad-placement,.tool-form,.tool-result__actions,.br-editorial-hero{display:none!important}.br-editorial-layout{display:block;margin:0;width:100%}.br-editorial-main{padding:0}.tool-result{border:0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
.article-body>table{display:block;width:100%;max-width:100%;min-width:0;overflow-x:auto;border-collapse:collapse}
.article-body>table th,.article-body>table td{min-width:145px;padding:12px;border:1px solid var(--site-line);text-align:left;vertical-align:top}
.br-editorial-hero h1,.br-editorial-main h2{font-family:var(--br-serif)}
.article-body>.lead{font-size:20px;line-height:1.8;color:var(--site-ink);font-weight:650}
.br-insight h3{font-size:18px}
.article-body .br-table-wrap .br-data-table{min-width:630px;width:100%}